From Brent Kelley,
Your Guide to Golf.
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Definition: Fairways & Greens is a betting game best for groups of golfers with similar handicaps.

The object is, of course, to hit fairways and greens. The catch is that you have to be the only player to hit the fairway (off the tee) to win the bet, or the only player to hit the green (in regulation) to win the bet.

Determine before the round the value of each fairway and each green. Each hole (excluding par-3s) has two bets - one for the fairway and one for the green. If you're the only player in the fairway off the tee, you win.

If two or more players find the fairway, or two or more players are on the green in regulation, then that bet carries over to the following hole (ala skins).