That's because points are "awarded" for bad shots. Hit a ball out of bounds, that's a point.
Points in Disaster can be given any value, and what earns a point can vary from group to group - it's up to you. But a common point system is as follows:
Water ball - 1 point
Out of bounds - 1 point
In a bunker - 1 point
Failing to get ball out of bunker - 1 point
3-putt - 1 point
4-putt - 3 points
Hitting from one bunker into another - 2 points
Whiff - 4 points
One variation of Disaster is to allow all points accumulated to be erased when a par is made. Golfers who are likely to add up a lot of points will enjoy that option.
