Negative points begin at -39 for scratch golfers. A 1-handicapper starts with -38, a 2-handicapper with -37, and so on up to a 36-handicapper who starts with -3 points.
During the round, positive points are added on this basis:
Not everyone will be able to clear their hurdle, so the highest point total - whether that is 15 or minus-15 - wins.
Chicago can be a tournament format for individual stroke play, or a betting game among buddies. The winner might get a set amount agreed upon before the round, or the differential in final points can be used, with each point worth a set amount.
See also: Quota tournament
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